Florida homeowner's insurance HELP!!!!?

That sounds about right. It is like that for everyone in Florida. Florida homeowners insurance is a mess. One of the execs in my agency has a condo in FL which is being nonrenewed because his company (a national one) is leaving FL. He will have an awful time finding other coverage, he is not looking forward to it & may go uninsured on the property (luckily it is a condo & he really only needs to buy contents because the ociation covers all of the building) & just get liability. I have an insured with a secondary in FL & he is inland and pays over $3000 on a small house & it took him 2 yrs to find a policy other than Citizens. If you father is on the coast, you are lucky there are there is a choice besides Citizens. You may want to find out the financial strength of Royal Palm, I never heard of them. There are a bunch of start up companies there that have questionable amounts of ets. The state is probably only letting them in due to desperation. Good luck. I don't know what options he has other than those 2.