Do you think hell is different for everyone? This is the reading of an actual NDE.?

I agree, and you can check out this link about a Christian who went to hell for 23 minutes; even though the experience is still with him in memory. Read what he said about hell, and hear the audio too; you will find some striking resemblance to what you have shared. Romans 10:8-10 is how to be born again, and avoid this eternal fate for those who reject God and Jesus; the way to the Father ( John 14:6 ).